• Muthalagu Finance, Most Trusted Financial Services Brand
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    Get Instant Gold Loan

    Just few click away!

      Our Grateful Services to Our Valuable Customer

      Highest rate per gram
      Highest rate per gram

      Free take over service
      Free take over service

      Door step gold loan
      Door step gold loan

      Loan at your convenience time
      Loan at your convenience time

      Part Release Option
      Part Release Option

      No Compound Interest
      No Compound Interest

      Flexible Interest scheme
      Flexible Interest scheme

      Minimal Deduction
      Minimal Deduction

      No Hidden Charges
      No Hidden Charges

      Services We Offer

      Muthalagu finance is the NBFC - Non-Banking Finance Company in Tamilnadu. Muthalagu finance is the Jewel loan in all Branches. It provides the financial needs to all sectors. Muthalagu finance provides services for loans against gold jewellery.

      Direct Walk-In

      Muthalagu Finance provides the traditional way of getting the gold loan directly. Customers can avil loan services by visting our branches. We offer you Jewel loan Interest rate in madurai. Hassle free documentation and get quick disbursement of loan amount.

      More Detail

      Doorstep Services

      For the purpose of customer comfortable, We offers customers to get Gold loans by Free Door step services. Jewel loans in Madurai are made at their door-step. Once loan amount sanctioned, disbursement of loan amount through online net banking services also.

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      Takeover & Repledge Services

      Muthalagu offers the best Jewel loan Interest rate in madurai. Gold Loan makes available free Takeover of repledge loans services to our customers. Customers share the pledge details with us. We redeem auction jewel, overdue jewel which affects customer CIBIL’s report. We also redeem voluntary customer jewel loans in order to get maximum loan amount on repledge with us.

      Get a Quote

      Interest Scheme

      Flexible Monthly Interest Scheme
      Flexible Monthly Interest Scheme

      Customers can pay Part principle amount along with monthly interest by choosing Flexible Monthly Interest scheme. This helps to reduce principal liability of the loans.

      Easy EMI Scheme
      Easy EMI Scheme

      Muthalagu Gold Loan offers gold loan on Monthly EMI repayment mode. Customers can take options on EMI schemes with the lowest Jewel loan Interest rate. On every EMI, Principal portion and Interest portion is served.

      Gold Loan Form


        Get Easy, Fast &
        Secure Gold Loan

        1. Find a Branch
        12 Branches

        All over Tamil Nadu

        2. Carry ID Proof

        • Aadhaar Card
        • Photo ID Proof
        • Local Address Proof

        3. Check Gold Purity

        • Tamper Proof
        • Accurate Valuation

        4. KYC Verification

        • Photo ID Proof
        • Address Proof

        We do a KYC check. Photo ID and Address Proof is a mandatory requirement. Your Aadhaar Card has both.

        • Verification Phone Call

        As a fraud and safety feature, a verification phone call to your family is required.

        5. Instant Payment

        • Your money will be hand over to you instantly

        Gold Loan in Minutes (Jewel loan in Madurai)

        We’re delivering the best customer experience

        Established On 0
        Established On
        Satisfied Customer 0 +
        Satisfied Customer
        Branches 0
        Branches

        How We Works

        Apply for loan
        Apply for loan

        Anybody over the age of 18 can apply for a gold loan provided the true owner of the ornaments they present.

        Checking the quality
        Checking the quality

        The checking quality of the jewellery is taken by the machine. It shows the real value of the jewellery.

        Get Money Instantly
        Get Money Instantly

        You can get the loan amounts instantly. There are no hidden document charges for the loans.

        low interest

        Highest loan amount
        with low interest

        documentation

        Minimal
        documentation

        no processing fee

        No processing
        fee

        no income proof

        No income
        proof

        quick loan disbursal

        Quick loan
        disbursal

        Customer Stories

        What They’re Saying About us

        Very Easy and safe loan. People can save interest than any other financial institute. Very good response and amount transaction was done within a minutes. All the services are good. I am happy with the service.
        Harish
        Selvam
        Madurai

        Good experience overall. proper explanation while getting the gold loan. I had a very good experience dealing with them. The team was responsive and also the process was quite hassle-free.
        Harish
        Harini
        Thanjavur

        This was the first time every i got a gold loan and am so grateful for the experience. They provide the loan amount in reasonable price. I got loan within 2 Mins and also got back my jewels within 2 Mins.
        Harish
        Muthu Kumar
        Kadalur

        They are very transparent and genuine billing process. Friendly and well experienced staff. Best price in low interest. Nice approach at there. No hidden document charges. They clear my doubts and make me comfortable feel.
        Harish
        Harish
        Tenkasi

        Welcome to
        Muthalagu Finance - Jewel Loan

        Muthalagu Finance Private Limited is a Jewel loan in Madurai. It is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India catering to the financial requirements of public, private, and institutional consumers. Muthalagu Finance Private Limited concentrates on providing a host of financial services through a wide network of branches. We provide the best Jewel loan Interest rate in madurai. Muthalagu finance is one of the numerous diversified NBFCs in the market that offers Consumer Durable Loans, Mortgage Loans, Real Estate Loans, Construction Loans, Personal Loans, Loan against Gold, Silver, Loans against Securities, Vehicle Loans, Money Transfers, Small Business Loans, Construction Equipment Loans, and Insurance Services, etc..

        A Trusted
        name in
        financial
        services
        since 1927

        Frequently Asked Questions

        Who is eligible to get a loan in Muthalagu Finance?

        You can apply for a gold loan if you are a trader, businessman, salaried employee or self-employed or a farmer and age between 21 – 65 years. The Loan amount is maximum of Rs 50 Lakhs per customer. We provide gold loan against on gold jewellery/ornaments with purity of Gold between 18 to 24 carats and also avail up to 75% LTV of your gold by meeting the easy eligibility criteria.

        What are the documents that I need to submit?

        Documents required for approval of your gold loan are:
        • Id proof, such as your Driving License, Pan Card, Form 60/61, Passport, and Voter ID card.
        • Address proof, such as House Registration Documents, and Utility Bills

        What is the mode of disbursement of loan ?

        The mode of disbursement for loan can be done through cash, IMPS/NEFT/RTGS.

        Can I get the gold loan on EMI?

        Yes, there are several schemes available that offers gold loan on EMI as a repayment option. The repayment tenure for your Gold on EMI can range from 3 to 36 months. This smart option comes with free NACH registration and a steady interest rate (even post-delayed monthly payments) for a stipulated period.

        Can I repay the loan partially?

        Yes, You can repay A gold loan can be repaid partially at any point in time. Interest calculation is based on outstanding principle only. However, your deposited gold will only be returned once the entire loan amount has been repaid.

        Tenure of the loan: All gold loans are sanctioned for a maximum tenor of 12 months unless otherwise specified under a particular scheme.

        Interest and charges: Interest and other charges to be levied on the loan shall be as per the schemes formulated and amended from time to time. The interest rates shall be decided based on the cost of funds, and also gradation of risk, the underlying principle being higher the risk higher the interest, within the ceiling rate decided by the Company. No loan shall be granted at a rate of interest less than the average cost of funds of the Company without the specific approval of the Board. The interest shall be calculated for the actual number of days the loan remains outstanding from the date of loan disbursement to the date of closure. However, if the borrower closes the loan within 7 days from the date of disbursement, then a minimum interest for 7 days shall be payable for gold loan schemes where the minimum effective interest rate is more than 11%. For gold loan schemes with minimum effective interest rate is 11% and below, a minimum interest for 15 days shall be payable, if the borrower closes the loan within 15 days from the date of disbursement. If the amount of interest so calculated is less than Rs.50/- then a minimum interest of Rs.50/- will be charged. A rebate in interest rate may be provided for encouraging timely repayment of interest or closure of the loan on or before the specified tenor as per different slabs built into each scheme.

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